If We Agree To Own Your Home, We Will Buy It
In The TRADITIONAL Manner.
We Will Use OUR OWN CASH.
NO Schemes. NO Scams. NO "Creative" Approaches.
A New York couple was in a great deal of difficulty. The husband had health issues. He also lost his job. In order to pay their bills, the couple took out a home equity loan on their home. But the home equity loan wasn't enough to meet their financial needs. That's when the person offering help (a.k.a. - "the helper" - name omitted). This person told the couple that he would arrange a bailout. He said that they should stop making mortgage payments while he worked out the details. Then the couple started to receive foreclosure notices. When foreclosure notices started showing up, he told the couple to ignore them. He said he'd take care of it. Almost eight weeks had passed since "the helper" had approached them. And now, the day before their foreclosure was scheduled, "the helper" told the home owners that the arrangement hadn't worked. Instead, he said they'd have to file for bankruptcy and enter a "special program". In this program, they'd sign over their house's title to one of "the helper's" employees and another of his business associates. This associate happened to be "the helper's" brother. He said they'd be allowed to live in their home as tenants and their rent payments would go toward buying their home back from him. Due to the impending foreclosure and their lack of money, they had no choice but to sign over their deed.
But "the helper" never made any mortgage payments as he promised he would. He kept the home owner's rent money and about $50,000 of the couple's money that remained after their creditors were paid. (NOTE - There are signs on telephone poles that say they'll take over your payments. Maybe some are legitimate and well-intended. Maybe others are not.)
"I won't even attempt to do that (work with the buy houses types). Their signs scare me." VC, MA
A Typical Trait of The Unreliable
"He never returned my calls. Then a month later he called and tried to negotiate. He said he would call back and never called back.” MD, MA
This Person Saw A Buy Houses
“…He got in to the different options. He made it sound great. Then he asked for our deed and I said , whoa! Forget it!”...”MS, NH
A Classic Story & Very Sad - Hurt Again By A So-Called “Investor”
“…A friend did that (worked with a buy houses investor) with a guy who said he’d take over the payments. He “bought” 6 houses that way and he lost every one of them. And the people lost their homes to foreclosure because he didn’t make the payments (~as he promised he would). I’m not giving my house to those idiots!” KM, TX
A Community Law Center represnetative is surrounded by homebuying signs that were posted illegally around Baltimore. Residents tore the signs down to turn them over to the city. (Baltimore Sun article by Sun reporter, April 18, 2008; photo by M. Lopossay / April 2, 2008)
Another Scam Example: Phantom Help
This scheme is fairly simple: Let's say you're way behind on your home payments and facing foreclosure. An individual or group contacts you and says they can help. They then charge you thousands of dollars for various administrative duties like filing forms and phone calls. Or they simply keep promising a their big rescue later. You can probably guess what's really going on: The "helper" isn't really doing anything at all to stop your foreclosure despite collecting thousands from you. And by the time you figure out you've tricked, it's often too late to stop the loss of your house. How did the scammer know to target you, anyway? That's easy: When a lender schedules the home for public auction, the matter becomes public record. Notices are often published in local newspapers. They follow these notices - then start calling, sending letters or even driving by and knocking on doors. It's not guardian angel -- just a vulture.
From A Posting From The Attorney General Of North Carolina (Source)
His office took one of those "we buy homes" outfits to court to stop them from taking advantage of North Carolina home owners. The company got the home owners to sign their titles to their homes over to them, held in a trust and then leased the homes while leaving the original owners responsible for paying the existing mortgage. (As a side note, there are so-called "investors" attempting the same technique here, according to what we have been told). Although the company promised to pay the mortgages on the homes it "bought" from the home owners, the company never put its own name on the mortgages and sometimes failed to make the payments it promised it would ("we take over your payments"), putting them at risk of losing their homes through foreclosure.
Their office also encountered another form of scam involving "foreclosure consultants". These people promise they can resolve a foreclosure by meeting or negotiating with the home owner's creditors. They generally take one month's mortgage payment, but instead of paying the lender, they pocket this as an up front fee. This scam leaves the desperate home owners in even worse shape than they started.
The Attorney General's office is advising consumers to be skeptical of companies that:
To be successful in this very important decision you are considering, you MUST be able to distinguish between those who will be of value and help to you and those who will just waste your time and money.
In summary, our sole focus and role is to see if we can be of assistance when there's real estate involved and the need to take action. So, If in New Hampshire or Northern Massachusetts you are considering selling your home and you're saying, "I need to sell my home now in New Hampshire / NH or MA / Massachusetts, For sale by owner, I can't sell my house, I am losing my house, I have too many bills, I can't afford my house, They're taking my home, Refinance my house ASAP in New Hampshire / NH, I need help in stopping foreclosure, Please prevent / stop foreclosure in NH / New Hampshire, I need help, Where can I get help fast?, I need assistance with filing divorce in NH / New Hampshire, I need advice / assistance or help with filing / avoiding / preventing bankruptcy (Chapter 7 or Chapter 13) in New Hampshire / NH, How can I sell my house while in bankruptcy?, How can I sell my house while in foreclosure?, Avoid bankruptcy now, Explain New Hampshire divorce law, Explain NH bankruptcy law, Explain New Hampshire Foreclosure law, I need the best / top lawyer or attorney, Stop foreclosure now, I need foreclosure help, Stop my divorce, Can I sell my house after I file for divorce?, I am losing my house!, I need a good divorce attorney / lawyer, I need a good real estate attorney / lawyer, I need a good bankruptcy attorney / lawyer, I must find a good foreclosure lawyer, Find me a good divorce lawyer / attorney, Help me after Chapter 7 or Chapter 13 bankruptcy, How Can I sell my house while In bankruptcy in New Hampshire / NH, I need a new / cheaper / better mortgage to lower my payments now, Please prevent my foreclosure, Prevent bankruptcy, Stop the loss of my home, I need debt elimination / consolidation, I must reduce my debt quickly, or I need fast cash now, How can I sell my home without a real estate agent?, How can I sell my house myself?, I do not want to pay a commission, Will filing bankruptcy stop a foreclosure?, What are the foreclosure laws?, What are the bankruptcy laws?, I have bad credit, How can I sell my house myself?, How can I make my house sell faster?, My house is not selling, Why won't my house sell?, Can this investor really buy my house?, How do I know if this buy houses investor is a scam?, Are we buy houses people legit or a scam?, How do I know if he really has the money to buy?, Should I call the phone number I saw on a we buy houses sign?, How do I know if this real estate investor house home buyer is honest and has the cash money to buy? How can I tell if the real estate buyer who wants to buy my house is lying or trying to cheat me? How can I avoid being scammed by the person who wants to buy my house?, Should I sell my house to an investor or a 'we buy houses" person?, My credit score is low and I can't get a mortgage or refinance", contact us immediately. I get letters and cards asking to buy my house. Are these letters and cards scams? Why can't we sell our house? How can I MAKE my house sell NOW? Are those avoid bankruptcy stop foreclosure buy for cash cards signs and letters scams or real?
If you're looking to buy and you're saying, "I want to buy a house, land, condo, home, mobile home, income property, rehab, or apartment building in NH, I need an affordable low cost mortgage quickly, I need a cheap mortgage fast, I want to buy a fixer upper ASAP, I need to lower my house payments, I need a downpayment, I can't afford a new home, How can I qualify for a mortgage, I need the Seller to carry paper, I need Seller financing, I want the best mortgage possible, I must have the lowest rates, I want a mortgage with no points or fees, Where I can I buy a house in New Hampshire without a down payment?, I want to buy a house I can afford at a good price, How can I buy a mobile home in New Hampshire, Where are the best trailer parks in New Hampshire, I Want To buy a duplex or condo in New Hampshire / NH, I want to rent to own, Can I buy no money down?, I need a cheap or affordable home, Should I use a Buyer Broker?, What is a buyer's agent?, How can I buy a house without a real estate agent?, I need cash to buy, I am having trouble qualifying for a mortgage", contact us first.
In all areas we may provide assistance and help to those people seeking support in the quick buying and selling of real estate (houses, mobile homes, land, single family, multi family, duplex, condos, condexes, townhouses, commercial / retail strip malls, etc.) as it relates to bankruptcy (Chapter 7 and Chapter 13); foreclosure (stopping and avoiding foreclosure); divorce; relocating and relocation; estates; probate; inheritance of real estate; land lording, income, rental, or investment property; illness and death; getting cash quickly or assisting with badly needed cash due to layoffs; avoiding the payment of real estate commissions, etc.: Allenstown, Amherst, Atkinson, Antrim, Ashland, Auburn, Barnstead, Bedford, Boscawen, Bow, Brentwood, Chester, Chichester, Candia, Canterbury, Concord, Contoocook, Danville, Deerfield, Deering, Derry, Dover, Durham, Epping, Epsom, Exeter, Francestown, Franklin, Fremont, Gilmanton, Gilford, Goffstown, Greenfield, Greenville, Hampstead, Hampton, Hollis, Hopkinton, Hudson, Hooksett, Jaffrey, Kingston, Laconia, Lee, Litchfield, Londonderry, Loudon, Lyndeborough, Manchester, Meredith, Merrimack, Milford, Mont Vernon, Nashua, New Boston, New London, New Ipswich, Newton, Newfields, Northfield, Northwood, Nottingham, Pelham, Pembroke, Penacook, Peterborough, Pittsfield, Plaistow, Portsmouth, Raymond, Rindge, Salem, Sandown, Somersworth, Stratham, Suncook, Tilton, Weare, Webster, Wilton, Windham, Wolfeboro AND MORE in New Hampshire. In Massachusetts we serve Lawrence, Lowell, Methuen, Haverhill, AND MORE. Depending upon availability, we may also be able to refer you to another investor in Rhode Island, Connecticut, California, Virginia, Texas, Michigan among other states; and in Massachusetts, Worcester, Fitchburg, Leominster, Gardner, Westminster, Auburn, Shrewsbury, Shirley, Northborough, Acton and neighboring towns.
If you think you need the top or best real estate agent, realtor or broker, or the best attorney or lawyer in NH New Hampshire, to help sell, or to stop a foreclosure or file bankruptcy because you behind in your mortgage and you are afraid to use a possible scammer scam artist investor who buys houses, stop briefly, read this www.MyHouseForCash.com / www.AlternativesinRealty.com website completely, first, then decide. If you need or must sell your house, home or real estate now, fast, quickly or ASAP, contact us on our contact us page - http://www.alternativesinrealty.com/air_021.htm.
We are not attorneys nor real estate agents nor do we perform any service which requires a license. We give our opinions, not advice. We encourage every prospective Client to do their homework, thoroughly! This not the "small print" - we suggest you act as we would act when considering an important decision. Play it smart. Be diligent.
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