Letters to help you stop foreclosure may result in even more serious problems. See your real estate or bankruptcy lawyer / attorney before signing anything.
- Losing a home at a foreclosure auction can be a traumatic experience through which NO ONE should have to go.
- If you're at the point where foreclosure is already a reality, you have already endured plenty of difficulty.
- Many people try to get needed cash from friends and relatives, or try to negotiate with their banks.
- Others end up listing their homes with a real estate agent - waiting for a buyer who will be willing to pay the listing price, have the money or be qualified to buy AND be able to buy / close before the auction takes place! This is a tough order to fill and there are no guarantees.
- Some file bankruptcy - trying to buy time and betting things will work out. Bankruptcy only DELAYS a foreclosure - it does not permanently end it.
- While some of these routes may work they may also fail - and in the process, precious time is used up chasing these answers which never materialize.
- And many people just keep hoping things will work out. Unfortunately, things don't always work out - and again, precious time has been lost - leaving only what is in our opinion, the worst possible outcome.
- Some people will say that if you put them on the deed, they will stop your foreclosure, cure the default and make the payments.
- Others say you put them on the deed AND pay a fee AND make a higher payment on a new loan.
- Others will say they will buy your house and lease it back to you allowing you an option to buy it back.
- While some of these schemes may work, they may not be for you. You may be paying, one way or another, for these options. And in some cases you will be forking over a great deal of money in up front payments, high interest rates, and even by paying a much higher price to buy your home back (under that option arrangement).
- And keep in mind that the PEOPLE WHO ARE ASKING FOR YOUR DEED PROBABLY DO NOT PERSONALLY HAVE THE CASH TO BUY YOUR HOUSE ANYWAY (even though they may lead you to believe that they do).
- People who "buy houses" without the cash to buy may lack a key element to successfully assist you (not to mention the experience and skills to actually stop a foreclosure and solve the problem you must have solved). Maybe there is a good reason they do not have the cash in their bank accounts to buy. This is a key issue for you to evaluate!
- It is YOUR credt and future that is at risk. You cannot afford to stake your future on someone who cannot prove they can deliver the goods.
- The question is, once again, will you TRULY BE ABLE TO AFFORD THE COST OF THESE APPROACHES? Although you may seem to be buying time and may be able to stay in your house, are you paying a small fortune to simply delay the inevitable?
- And, in the case of a scam, some people may never even make the payments on your home as they promised - and you'll end up being responsible for making the payments, plus penalties, anyway!
- In many of these cases, you are NOT released from financial responsibility. Where are the guarantees?
- Yes, filing bankruptcy can temporarily stop the auction. BUT - bankruptcy leaves a strong negative mark on your credit for years, making it tougher to recover AND again, all it does is delay - sometimes it just delays the inevitable.
- While many people do this and hope for the best, believing that if they just had more time everything will work out - many people also still end up losing their homes anyway - and end up having paid out even more in legal fees and costs.
- Unfortunately, just buying more time doesn't mean things will always work out for the best. We're not attorneys. This is not legal advice. But - you must be realistic about where you will get the money to make the payments.
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"I can't believe how easy it was." The whole thing went very smoothly." NB & WB, NH
If We Agree To Own Your Home, We Will Buy It
In The TRADITIONAL Manner.
We Will Use OUR OWN CASH.
NO Schemes. NO Scams. NO "Creative" Approaches.
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A Common Technique – “I’ll Auction Your House!”
Another Sad Story About a Local NH Investor” Who Could
Not “Help” As His Ad Suggested
“…I am in foreclosure…Someone from a telephone pole sign called… “I am not a real estate agent.
I am proposing to auction the house. I’ll get an auctioneer and we’ll start very low.” He said they would begin the auction
at 100 even though we need over 200 for our house…What he said made no sense at all…
I’d rather talk to you any day of the week
than someone who is just going to give me a line of bull. I appreciate all of your help. Thank you so much.” SM, NH
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As You Know, There Are Loads Of Buy Houses Websites. Here's A Comment From A Home Owner...
"...I was
reading all their websites. They sound like horror shows..." RD,CT
_____________
Regarding
a So-Called "Investor" - An "Affiliate" Connected With One of Those National "Buy Houses" Websites.
The company
calls its affiliates "professional". This was not the opinion of the person with whom he spoke!
"...One guy I talked to
I did NOT like. He didn't listen to me. He just wasn't listening. I got aggravated and told him I wasn't interested
anymore. ..." A.B., GA
______________
"She made an offer and backed out! There
was a lot of stress, it drove me nuts. They just want to put the burden on you because they don't have the cash...I had a couple like
that that called. I won't waste the time with them..." BK, ME
______________
"Yes.
______________
One
On the other hand he told us we offered “a lot of very good information.” .JA, OH
- It is our opinion that if you decide to sell your house to get cash and close BEFORE the auction, you must succeed and act quickly.
- When listing your home, you are simply hoping that the agent can find the right buyer, that the buyer offers the right price, that he has the money to buy or is prequalified with a bank AND can actually close fast enough.
- This is in our opinion, a long shot. You have far too much at risk. Again, you must act quickly - listing can use up precious time with no assurance your house will be sold. The clock begins ticking, quickly, once the bank starts the foreclosure process.
- It is our opinion that a foreclosure is important enough for you to take some time to become educated. If you have access to the internet, you should consider getting on the website of your State's government and doing a search for the foreclosure laws and regulations that are on the books (or go to your local library - state codes are usually available there as well).
- Laws vary by state, and include such things as the requirements or rules by which you mortgage company must play. You have rights that are protected by law, as does your mortgage company or bank. There are requirements for publishing public notices, the amount of time you are given to respond, late payment details, etc. All of this information is available to you and can help your create the best strategy for yourself.
- Seek the advice of a professional if you are having any difficulty understanding the laws and regulations.
- See the links we listed below for the States of New Hampshire and Massachusetts as examples.
- We also included sections from the regulations for New Hampshire so you can see the kind of information that is available.
- If your house and situation meets our criteria and the banks & their attorneys accept our proposal, we may stop the foreclosure auction and buy your house for cash.
- We have the cash in hand - we do NOT represent others who have the money - WE are the Buyers.
- We can allow you a reasonable amount of time to relocate to your new home, AND we can do this all very quickly.
- We do not charge commissions. We do not list houses.
- We use a traditional approach and follow all of the rules.
- We got people cash instead of heartache.
- We helped people and they were glad we were there for them. We did it with speed and compassion.
- We solve problems and we're good at it!
- We care about our customers. Our customers say so and thank us for our help.
IMPORTANT: While
we assist people in financial difficulty and foreclosure, we do NOT help people who are in a
mortgage crisis / foreclosure / bankruptcy,
etc., stay in or keep their homes - as do some scams. Our primary goal is
- If you already filed Chapter 7 or Chapter 13 Bankruptcy - we may still be able to help generate badly needed cash for you.
- We may help you avoid all of the worry and stress over potentially losing your home!
- Remember, if you're behind in payments, you must act quickly.
But if we can help - the answers and solutions you badly need could quickly become a reality for you.
A Mess And Lost House - Caused by A Local NH "Investor" Who Led These People To Believe That He Would Help and STOP Their Foreclosure. A Waste of Time and Emotional Energy. A Shame...
"I have seen those signs, we buy houses any condition, any circumstance. My husband's friend actually tried one of those because he was heading to foreclosure. And what ended up happening was that he went to foreclosure anyway because the guy6 went into his house and did some minor remodeling and basically just said "I don't want to buy it anymore". So he ended up having to go into foreclosure. Yes, it's a shame." AA, NH
“I went into a deal with
one of these buy now homes I contacted on the internet. They told me they could afford the 225k I was asking for the house (just
what I owe) and we set up a time to met and do a walkthrough.
He loved the house and made comments about how little there would
be to do as I had upgraded most of the house already, I signed the contract and was told in a month they would be ready to close and
if anything further came up they would call. The reason, at the time, for us selling was because my fiancé’s mother is terminally
ill and she wanted her son to be there for her...the last guys seemed sensitive to that and since he had told me everything was fine,
he also mentioned we could go up there any time and they'd take care of everything. This was at the end of October, the closing
was supposed to me today.
I flew down for Thanksgiving with my family and thought to pick up the closing before I left.
I called the agent dealing with the paperwork and she claimed she never got it and wanted to contact the guy I had worked with.
A few hours later this guy who was really nice to me before called with a sob story about leaving town for a few weeks himself and
left everything up to his partner and his partner dropped the ball on not calling me to let me know they suddenly couldn't get the
funding...
So now here I am with a house I don't live in, have all the utilities off, don't even live in the state any longer
and he tells me it's not going to happen. I can't afford it now as I'm now unemployed...all because he told me everything was
going to be alright. I honestly don't know what to do, he told me he'd call me back in a few days to see if something comes
up, but they basically screwed me over and I doubt he'll do anything to redeemed himself. Please help!" SV
The Predators Are Everywhere! That's at least one reason why state laws are beginning to change around the country.
"I
need to sell my house to avoid foreclosure and Chapter 7.
I need HONEST people to help me.
I DON'T need the scare tactics and heavy-handed
predatory lending BS that several other "investors" have offered." MP, TN
____________
And
Us?
“Thank you for your honesty, compassion and professionalism.” HT, NH
____________
Our
Clients Refer Us to Their Friends & Family
“You helped out my sister and brother in law. They said you were the best.” DB,
NH
____________
SCAMS?
Who "Buys Houses"?
READ THIS, Learn Their Routines & Screen Them With These Questions!!!
Landlords & Real
Estate Agents
They Buy Houses? PROTECT YOURSELF!
SCAMMERS in the NEWS.
We're All Watching You!!!
A Locally Owned & Operated New Hamsphire Real Estate Investment Company
Established in New Hampshire (NH) in 2002
Our Founder's Real Estate Investment Experience Dates Back to 1984
NOT an "Affiliate" Renting A Website From Another Company
NOT a Franchise Like So Many Others
NOT Using "Other People's Money" To Take Title
Instead - Using Our Own Cash To Buy Single Family Houses / Homes, Condominiums, Apartment Buildings / Multi-Families, Mixed Use Commercial & Residential and Land
Our Files Are Filled With Letters of Commendation & "Thanks"
From Grateful Clients!
To be successful in this very important decision you are considering, you MUST be able to distinguish between those who will be of value and help to you and those who will just waste your time and money.
- NO SCAMS. NO GAMES. NO MISLEADING stories.
- NO FREEBIES OR CASH INCENTIVE GIMMICKS to try and convince you.
- The deal is simply & traditionally done & you get on with your life.
- Our staff routinely monitors signs, foreclosure mailings, letters, newspaper advertisements, websites, display ads and other forms of advertisement and communication.
- ANY INDICATION that any of our materials and approach, including but not limited to phrases and slogans, service-marked or otherwise, approach, or advertisements,
- Others have already attempted to copy our work, were caught and stopped dead in their tracks.
- WE HAVE AND WILL SPARE NO EXPENSE to ensure that those who copy or use our work are punished to the full extent of the law - at penalties of $150,000.00
In summary, our sole focus and role is to see if we can be of assistance when there's real estate involved and the need to take action. So, If in New Hampshire or Northern Massachusetts you are considering selling your home and you're saying, "I need to sell my home now in New Hampshire / NH or MA / Massachusetts, For sale by owner, I can't sell my house, I am losing my house, I have too many bills, I can't afford my house, They're taking my home, Refinance my house ASAP in New Hampshire / NH, I need help in stopping foreclosure, Please prevent / stop foreclosure in NH / New Hampshire, I need help, Where can I get help fast?, I need assistance with filing divorce in NH / New Hampshire, I need advice / assistance or help with filing / avoiding / preventing bankruptcy (Chapter 7 or Chapter 13) in New Hampshire / NH, How can I sell my house while in bankruptcy?, How can I sell my house while in foreclosure?, Avoid bankruptcy now, Explain New Hampshire divorce law, Explain NH bankruptcy law, Explain New Hampshire Foreclosure law, I need the best / top lawyer or attorney, Stop foreclosure now, I need foreclosure help, Stop my divorce, Can I sell my house after I file for divorce?, I am losing my house!, I need a good divorce attorney / lawyer, I need a good real estate attorney / lawyer, I need a good bankruptcy attorney / lawyer, I must find a good foreclosure lawyer, Find me a good divorce lawyer / attorney, Help me after Chapter 7 or Chapter 13 bankruptcy, How Can I sell my house while In bankruptcy in New Hampshire / NH, I need a new / cheaper / better mortgage to lower my payments now, Please prevent my foreclosure, Prevent bankruptcy, Stop the loss of my home, I need debt elimination / consolidation, I must reduce my debt quickly, or I need fast cash now, How can I sell my home without a real estate agent?, How can I sell my house myself?, I do not want to pay a commission, Will filing bankruptcy stop a foreclosure?, What are the foreclosure laws?, What are the bankruptcy laws?, I have bad credit, How can I sell my house myself?, How can I make my house sell faster?, My house is not selling, Why won't my house sell?, Can this investor really buy my house?, How do I know if this buy houses investor is a scam?, Are we buy houses people legit or a scam?, How do I know if he really has the money to buy?, Should I call the phone number I saw on a we buy houses sign?, How do I know if this real estate investor house home buyer is honest and has the cash money to buy? How can I tell if the real estate buyer who wants to buy my house is lying or trying to cheat me? How can I avoid being scammed by the person who wants to buy my house?, Should I sell my house to an investor or a 'we buy houses" person?, My credit score is low and I can't get a mortgage or refinance", contact us immediately. I get letters and cards asking to buy my house. Are these letters and cards scams? Why can't we sell our house? How can I MAKE my house sell NOW? Are those avoid bankruptcy stop foreclosure buy for cash cards signs and letters scams or real?
If you're looking to buy and you're saying, "I want to buy a house, land, condo, home, mobile home, income
property, rehab, or apartment building in NH, I need an affordable low cost mortgage quickly, I need a cheap mortgage fast, I want
to buy a fixer upper ASAP, I need to lower my house payments, I need a downpayment, I can't afford a new home, How can I qualify for
a mortgage, I need the Seller to carry paper, I need Seller financing, I want the best mortgage possible, I must have the lowest rates,
I want a mortgage with no points or fees, Where I can I buy a house in New Hampshire without a down payment?, I want to buy
a house I can afford at a good price, How can I buy a mobile home in New Hampshire, Where are the best trailer parks in New Hampshire,
I Want To buy a duplex or condo in New Hampshire / NH, I want to rent to own, Can I buy no money down?, I need a cheap or affordable
home, Should I use a Buyer Broker?, What is a buyer's agent?, How can I buy a house without a real estate agent?, I need cash to buy,
I am having trouble qualifying for a mortgage", contact us first.
In all areas we may provide assistance and help to those people
seeking support in the quick buying and selling of real estate (houses, mobile homes, land, single family, multi family, duplex, condos,
condexes, townhouses, commercial / retail strip malls, etc.) as it relates to bankruptcy (Chapter 7 and Chapter 13); foreclosure (stopping
and avoiding foreclosure); divorce; relocating and relocation; estates; probate; inheritance of real estate; land lording, income,
rental, or investment property; illness and death; getting cash quickly or assisting with badly needed cash due to layoffs; avoiding
the payment of real estate commissions, etc.: Allenstown, Amherst, Atkinson, Antrim, Ashland, Auburn, Barnstead, Bedford, Boscawen,
Bow, Brentwood, Chester, Chichester, Candia, Canterbury, Concord, Contoocook, Danville, Deerfield, Deering, Derry, Dover, Durham,
Epping, Epsom, Exeter, Francestown, Franklin, Fremont, Gilmanton, Gilford, Goffstown, Greenfield, Greenville, Hampstead, Hampton,
Hollis, Hopkinton, Hudson, Hooksett, Jaffrey, Kingston, Laconia, Lee, Litchfield, Londonderry, Loudon, Lyndeborough, Manchester, Meredith,
Merrimack, Milford, Mont Vernon, Nashua, New Boston, New London, New Ipswich, Newton, Newfields, Northfield, Northwood, Nottingham,
Pelham, Pembroke, Penacook, Peterborough, Pittsfield, Plaistow, Portsmouth, Raymond, Rindge, Salem, Sandown, Somersworth, Stratham,
Suncook, Tilton, Weare, Webster, Wilton, Windham, Wolfeboro AND MORE in New Hampshire. In Massachusetts we serve Lawrence, Lowell,
Methuen, Haverhill, AND MORE. Depending upon availability, we may also be able to refer you to another investor in Rhode Island, Connecticut,
California, Virginia, Texas, Michigan among other states; and in Massachusetts, Worcester, Fitchburg, Leominster, Gardner, Westminster,
Auburn, Shrewsbury, Shirley, Northborough, Acton and neighboring towns.
If you think you need the top or best real estate
agent, realtor or broker, or the best attorney or lawyer in NH New Hampshire, to help sell, or to stop a foreclosure or file
bankruptcy because you behind in your mortgage and you are afraid to use a possible scammer scam artist investor who buys houses,
stop briefly, read this www.MyHouseForCash.com / www.AlternativesinRealty.com website completely, first, then decide. If you need or must sell your house, home or real estate now, fast, quickly or ASAP, contact us on our contact us page - http://www.alternativesinrealty.com/air_021.htm.
We are not attorneys nor real estate agents nor do we perform any service which requires a license. We give our opinions, not advice. We encourage every prospective Client to do their homework, thoroughly! This not the "small print" - we suggest you act as we would act when considering an important decision. Play it smart. Be diligent.
Past A+Plus BBB Member for 13 Yrs!